Bauddha Grameen Multipurpose Cooperative Ltd (BGMC) is a primary cooperative established on 25 May 2000 under the Cooperative Act 1992 with the vision of contributing to poverty reduction of the people living in the Mid-western Region through economic and social upliftment of the poor and deprived communities. The cooperative offers reliable and cost-effective financial solutions for the transformation of poor households’ existing subsistence-based agricultural farming towards market-linked commercial production.

The major focuses of BGMC are:

  • To conduct capacity building on financial literacy, cooperative education, agriculture, livestock, etc.
  • To provide microfinance, remittance, insurance, and other financial services in the income generation sector with a special focus on indigenous groups, Dalit, Madhesi, Janajati, Muslims, and poor people.
  • To build partnerships with financial institutions, the private sector, government agencies, and development partners.
  • To maintain financial discipline, transparency, and governance system and strictly abide by the cooperative acts, rules, regulations, and seven international cooperative principles.


BGMC has been promoting microfinance, agriculture, MSME, youth self-employment, remittance, insurance, and other financial programs to ~55,125 members (81% women) through its 22 branch offices and 216 staff strength. The financial and non-financial services have been extended to 15 municipalities and 23 Rural Municipalities of four districts (Surkhet, Dailekh, Jajarkot, and Jumla) where 96% of the borrowers represent women, poor and disadvantaged groups.